Making the most money in Forza Horizon 4 is going to be crucial if you want to build out your car collection. Whether looking for bargains on the auction market or buying cars outright from the Car Showcase, the best cars in Forza Horizon 4 are going to cost a lot of credits. You can earn credits fast in Forza Horizon 4 by playing the game well, tweaking difficulty settings, getting a little lucky, or paying for a shortcut.
The easiest way to earn money fast in Forza Horizon 4 is by doing races. Microsoft has given some people the option to take a shortcut with the “VIP Bonuses” that they sell separately from the game. VIP’s get double credits for every single race.
If you’re not looking to take the easy route, you can make the game harder and you’ll earn more cash for doing so. The higher you place in any race or event, the more credits you’ll earn. Ramping up the difficulty and turning off assists are the two best ways to get credits fast in Forza Horizon 4.
From the main menu head into the settings option and then difficulty settings. From here you change drivatar difficulty for an overall credits boost. Then you can continue to turn assists off that will further increase the number of credits that you earn from each race. There’s a handy section in the difficulty menus that will show you how many more credits you will earn for turning off a specific assist. Be careful though, turning off things like traction control, stability control, and braking and steering assists can make it way more difficult to drive.
Of course you can also leave your credit grinding in Forza Horizon 4 up to luck as well. Any time that you do a Wheelspin or Super Wheelspin you’ll have an opportunity to earn credits in bundles. Stash some wheelspins and there’s a good chance that you will walk away with 100’s of thousand of extra Horizon credits.
If you’re more of a business-person, you can turn to the auction house to get fast money in Forza Horizon 4. You can put cars that you earn in wheelspins up for sale on the auction house or you can design skins and couple them with vehicles to attract buyers. Savvy auction house sellers can flip cars as well. See something on the auction house that looks like a bargain? Purchase it and then re-sell it to earn fast credits in Forza Horizon 4.